800.533.2062 | Routing Number: 261071438

Products & Services | Other Services

Georgia's Own Credit Union offers the following services and discounts to our members:

Get Started with Georgia's Own and Apple Pay

Georgia's Own Credit Union now offers you a new way to pay. Whether you are paying in a store or within apps, you can pay with just a touch of your finger on your supported Apple® device. To add your Georgia's Own credit or debit card, you'll need an iPhone® 6, iPhone 6s, iPhone 6s Plus, iPhone 6Plus, iPhone SE, Apple Watch™ paired with iPhone 5 or later, iPad pro, iPad Air™ 2, iPad mini™ 3 or iPad mini 4. Open the Wallet® app, swipe down and tap the plus sign. Use your iSight® camera to enter the card or add it manually.

How to Use Apple Pay

Apple PayApple Pay

1. Look for the Pay Wave® or Apple Pay symbol at checkout and hold your phone near the contactless reader.

Apple Pay

2. Place your finger on the Touch ID. Or, you may need to enter a passcode and sign a receipt.

Apple Pay

3. Keep your phone by the reader until it vibrates and beeps, indicating your payment was accepted.

Where to Use Apple Pay

You can pay anywhere Apple Pay contactless payments are accepted. You can also make purchases within participating apps on iPhone® 6, iPhone 6s, iPhone 6s Plus, iPhone 6Plus, iPhone SE, iPad Pro, iPad Air™ 2, iPad mini™ 3, and iPad mini 4 with more stores and apps to come.

Helpful Resources

More information about Apple Pay
Detailed setup and use instructions

GAP Insurance

Guaranteed Asset Protection (GAP) helps protect your vehicle against a possible financial loss.  New and used vehicles often depreciate rapidly and vehicle loans are typically getting longer in terms. There may be a point where you owe more than it’s worth. That’s where MEMBER’S CHOICE GAP can kick in. If your vehicle is stolen or totaled in an accident, GAP will help cancel the difference between the primary insurance settlement and what you may still owe.

By taking a few simple steps while signing your loan paperwork, you’re helping take responsibility for your financial future. Your loan officer can show you how.  You can cancel within 90 days for a full refund. If you have questions, simply contact Georgia’s Own.

Want more information? Click here to see the full brochure.

Extended Warranty

People are driving their cars longer now than ever before.  The downside of that is that as your vehicle ages the likelihood and cost of repairs likely increases.  With MEMBER’S CHOICE Mechanical Repair Coverage (MRC) you can help protect your investment and save money.  MEMBER’S CHOICE MRC offers three different tiers for you to choose from: Platinum, Gold and Silver.

Better yet, if you sell your vehicle privately, the coverage can be transferred – adding resale value and appeal.  You can cancel within 60 days for a full refund or a prorated refund thereafter less a nominal administrative fee. If you have questions, simply contact Georgia’s Own.

Click here to see the full MEMBER’S CHOICE MRC brochure.

Member Protection Plus Payment Protection**

If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), Member Protection Plus will cancel or waive your loan payment(s), up to the contract maximums — helping lessen your worries, and your family's worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:

  • Loss of life
  • Disability
  • Involuntary unemployment
  • Family leave

TruStage™ Auto & Homeowners Insurance Program

Exclusively for credit union members like you, the TruStage™ Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.

Get your free quote today or call 1-855-483-2149.

TruStage™ Auto and Home Insurance program is offered by TruStage™ Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.


For credit union members only. Safeguard what matters most. You could save an average of $427.96 on car auto insurance. Find out more.

TruStage™ Accidental Death and Dismemberment Insurance

$1000 of TruStage™ Accidental Death and Dismemberment Insurance Coverage Is Yours.

One of the nice benefits of credit union membership is a no-cost TruStage™ Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

You can get $1000 of coverage, paid for by your credit union, and provided by CMFG Life Insurance Company. You can also get up to an additional $300,000 AD&D coverage from CMFG Life at affordable rates.

Sign up for your no-cost or additional protection today.

TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.


Accidents are the leading cause of death for those under 44. Claim your no cost AD&D coverage now. Members only.

TruStage™ Life Insurance

Exclusively for credit union members, we offer TruStage™ Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage.

Learn about this important coverage or call 1-855-612-7909 for more information.

TruStage™ Life Insurance is offered by TruStage™ Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.


*Apple®, iPhone®, iSight®, Passbook® and iTunes® are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple Pay™, Apple Watch™ and Touch ID® are trademarks of Apple, Inc. iTunes is for legal or rightholder-authorized copying only.

**Your purchase of Member Protection Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement, for a full explanation of the terms of Member Protection Plus. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
DPGAP-0813-5B06, ? CUNA Mutual Group 2014, All Rights Reserved.

Products / Services Offered By Third Parties / Affiliates: Any financial, investment, warranty, credit insurance or other products or services ("products") which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing; such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between the party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.

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