Trade stress for savings
In honor of Georgia’s Own Credit Union’s 90th anniversary, receive 9.00% APR for 9 months on credit card balance transfers made between March 1st and July 31st to your Visa Signature® or Platinum credit card.1
Thank you for choosing Georgia’s own!
In honor of Georgia’s Own Credit Union’s 90th anniversary, receive 9.00% APR for 9 months on credit card balance transfers made between March 1st and July 31st to your Visa Signature® or Platinum credit card.1
Looking for a way to save that is low risk and has the flexibility for you to build over time? You’ve come to the right place. With our new Flex CD, you can earn 4.50% APY2 with as little as $100 ($25,000 maximum balance) for a 1-year term..
Whether you’re saving for college, a dream vacation, or retirement, a high-yield CD from Georgia’s Own can help you get there. Our 12-month CD rate is now 5.10% APY3 and our 6-month CD rate is now 4.75% APY!3
Use Georgia’s Own Carfinder for your next car purchase and finance your loan with Georgia’s Own, you’ll get a rate discount of .25% off.4
#MemberAppreciationMonday is one way that Georgia’s Own is working to surprise and delight our members. Click the button below to see this month’s offers!
In honor of Georgia’s Own Credit Union’s 90th anniversary, receive 9.00% APR for 9 months on credit card balance transfers made between March 1st and July 31st to your Visa Signature® or Platinum credit card.1
Looking for a way to save that is low risk and has the flexibility for you to build over time? You’ve come to the right place. With our new Flex CD, you can earn 4.50% APY2 with as little as $100 ($25,000 maximum balance) for a 1-year term..
Whether you’re saving for college, a dream vacation, or retirement, a high-yield CD from Georgia’s Own can help you get there. Our 12-month CD rate is now 5.10% APY3 and our 6-month CD rate is now 4.75% APY!3
Use Georgia’s Own Carfinder for your next car purchase and finance your loan with Georgia’s Own, you’ll get a rate discount of .25% off.4
#MemberAppreciationMonday is one way that Georgia’s Own is working to surprise and delight our members. Click the button below to see this month’s offers!
1APR= Annual Percentage Rate. For qualified members. Promotional rate valid for 9 months from date of balance transfer on any balance transfer made to a qualified Georgia’s Own new or existing Visa Signature® or Platinum credit card between March 1, 2024 and July 31, 2024. Classic, Secured, and Business cards are excluded from this offer. To receive the promotional rate, the minimum balance transfer amount must be $500 or more. Promotional APR for Signature and Platinum cards is 9.00%. After that, your APR for transfers will revert to your standard variable APR of 21.24% for Visa Signature; 19.24% for Visa Platinum. APR will vary based on Prime Rate. Penalty rate is 29.99% APR for Signature and Platinum cards. Balance transfer fee is 3% of the balance transfer or $10 minimum, whichever is greater. Cash advance fee is 3% of advance amount. Foreign transaction fee is 2% of each multiple currency transaction. We will not process any balance transfer requests that are from any account or loan issued by Georgia’s Own. To benefit from a grace period and avoid additional interest on purchases, you must pay your balance in full by payment due date. This includes any promotional balance transfers.
2The minimum opening deposit required to earn the APY disclosed is $100 and cannot exceed $25,000. Additional deposits are permitted until the account balance reaches the maximum balance of $25,000. If the $25,000 account maximum has been met, no additional deposits will be permitted; however, interest will continue to accrue as described in the Truth-In-Savings disclosure. One (1) penalty-free, full balance withdrawal is permitted per term resulting in the account being closed. This penalty-free, full balance withdrawal cannot be completed within the first six (6) days after any of the following transactions, i) the account is opened, ii) the initial and subsequent deposits, or iii) any partial withdrawal. Partial balance withdrawals are subject to an early withdrawal penalty. Fees may reduce earnings on an account. Limit of one (1) open Flex CD account per Primary Owner. A 12-month waiting period applies for subsequent Flex CD account openings per Primary Owner. The waiting period begins on the closure date of the most recently closed Flex CD account owned by the Primary Member. At maturity, your account will renew into a 1-Year Flex CD.
3APY=Annual Percentage Yield. APY valid from March 1, 2024 through March 31, 2024 and is available on our Savings Certificate Monthly and Savings Certificate Interest Compounded products. Promotional APY assumes interest will remain on deposit until maturity. The minimum opening deposit required to earn the advertised APY is $500. Penalty applies for early withdrawal. Fees may reduce earnings on an account. Offer is not available on business deposits and may be withdrawn without notice.
4In connection with these car sales, there is no warranty, guarantee or indemnity on the part of this Credit Union either expressed or implied. Promotional period begins January 1, 2024 and ends December 31, 2024. Use Georgia’s Own Credit Union’s Carfinder Service and finance your vehicle with Georgia’s Own during the promotional period, and take .25% off of your current auto loan rate on new, used, and refinanced vehicle. Loan terms may vary based on individual credit worthiness and other qualifying factors. Minimum APR is 1.74%. Payment example: A 2019 auto financed for 60 months @ 2.26% APR would have a payment of approx. $17.64 per $1,000 borrowed. Additional terms and conditions may apply.