For information on the Economic Impact Payments (stimulus checks), please view our FAQs.
Visit our locations page for the most up-to-date branch hours.
Thank you for choosing Georgia’s own!
Through December 31st, when you use our Georgia’s Own Carfinder* and finance your vehicle with Georgia’s Own, you’ll automatically be entered for a chance to win free gas for a year in 2022!**
Ready to pay off credit card debt in the new year? Enjoy 0% APR* for 12 months on credit card balance transfers made by March 15th to your Visa Signature® or Platinum credit card.*** After that, your standard variable rate of 8.90% – 14.99% applies once the promotional period ends (balance transfer fee is 3% or $10 minimum).
Know someone else that might be interested in our Student Loan Refinance solution? Share the benefits! Refer a Friend and you both could earn**** $100!
Through March 31st, get a free taco with any purchase of $15 or more at any Atlanta-area Tin Lizzy’s Cantina when you show your Georgia’s Own credit or debit card!*****
The Annual Meeting of Georgia’s Own Credit Union will be held Friday, March 26, 2021 at 11am. This will be conducted by a Virtual Meeting/Webex (Call-in information will be provided to anyone who RSVP’s for the meeting).
Through December 31st, when you use our Georgia’s Own Carfinder* and finance your vehicle with Georgia’s Own, you’ll automatically be entered for a chance to win free gas for a year in 2022!**
Ready to pay off credit card debt in the new year? Enjoy 0% APR* for 12 months on credit card balance transfers made by March 15th to your Visa Signature® or Platinum credit card.*** After that, your standard variable rate of 8.90% – 14.99% applies once the promotional period ends (balance transfer fee is 3% or $10 minimum).
Know someone else that might be interested in our Student Loan Refinance solution? Share the benefits! Refer a Friend and you both could earn**** $100!
Through March 31st, get a free taco with any purchase of $15 or more at any Atlanta-area Tin Lizzy’s Cantina when you show your Georgia’s Own credit or debit card!*****
The Annual Meeting of Georgia’s Own Credit Union will be held Friday, March 26, 2021 at 11am. This will be conducted by a Virtual Meeting/Webex (Call-in information will be provided to anyone who RSVP’s for the meeting).
*In connection with these car sales, there is no warranty, guarantee or indemnity on the part of this Credit Union either expressed or implied.
**Promotional period begins January 1, 2021 and ends December 31, 2021. NO PURCHASE NECESSARY. Must be 18 years of age or older to participate. Each time you use Georgia’s Own Credit Union’s Carfinder Service and finance your vehicle with Georgia’s Own during the promotional period, you’ll be automatically entered for a chance to win free gas for a year. Read complete contest rules here. Additional terms and conditions will apply. Payment example: A 2019 auto financed for 60 months @ 2.26% APR would have a payment of approximately $17.64 per $1,000 borrowed.
***For qualified members. Promotional rate valid for 365 days from date of first balance transfer on any balance transfer made to a qualified Georgia’s Own Visa credit card between January 15, 2021 and March 15, 2021. Classic, Secured, and Business cards are excluded from this offer. To receive the promotional rate, the minimum balance transfer amount must be $500 or more. Promotional APR for Signature and Platinum cards is 0.00%. After that, your APR for transfers will revert to your standard variable APR of 11.99-14.99% for Visa Signature; 9.99-12.99% for Visa Platinum; and 12.99% for Student Visa cards. APR will vary based on Prime Rate. Additionally, the APR for transfers will revert to the standard fixed APR of 8.90% for DOCO Platinum cardholders. The Penalty APR is a variable rate determined by adding 14.74% to the Prime Rate for Platinum Cards. Penalty rate is 24.99% APR for Signature cards. There is no penalty rate for DOCO Platinum cardholders. Balance transfer fee is 3% of the balance transfer or $10 minimum (there is no balance transfer fee for DOCO Platinum cardholders). Cash advance fee is 3% of advance amount (or $1.00 for DOCO Platinum cardholders). Foreign transaction fee is 2% of each multiple currency transaction (or .80% of each single currency transaction or 1.00% of each multiple currency transaction in US dollars for DOCO Platinum cardholders). We will not process any balance transfer requests that are from any account or loan issued by Georgia’s Own. To benefit from a grace period and avoid additional interest on purchases, you must pay your balance in full by payment due date. This includes any promotional balance transfers.
****To receive the $100 referral funds, you must be an existing member with Georgia’s Own Credit Union. Anyone who is referred will also qualify for the referral funds once a disbursement on a new student loan refinance product has been made. Funds will be deposited within 120 days of disbursement. Georgia’s Own Credit Union reserves the right to change terms at any time. Terms & Conditions apply.
*****Offers are subject to the terms, conditions, and restrictions of the retailer. Purchase may not be refundable. Additional fees may apply. Availability is not guaranteed. Products/Services which are provided by third parties or any affiliates are not products or services of the Credit Union. If the purchase of same is facilitated by or through a Credit Union promotional code or offer, such is merely a benefit to the member and in no way creates any contractual or other relationship between the member and the Credit Union with regard to any such products or services. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between the party providing such products or services. The Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.
