georgia’s own| News
Home Buyer Seminar

From your search to closing, everything you need to become a home-buying pro!

Saturday, May 17, 2014, 10 am – Noon (Registration begins at 9:30 am)
1155 Peachtree St NE
Atlanta, GA 30309
2nd Floor Auditorium
Parking is available in the Juniper Street parking deck located between 13th and 14th Street.


You'll learn critical steps in the home buying process from
  • Realtor
  • Inspector
  • Appraiser
  • Financing Officer
  • Closing Attorney

This event is perfect for anyone who is new to the home buying process or hasn't purchased in the last 5 years and financially ready to take the next step.

Click here to register



Douglasville Branch Moving to New Location!

Georgia's Own Credit Union is proud to announce our next step of growth in the Douglasville community. Our current location, 7421 Douglas Boulevard, will be relocating to a free-standing branch less than one mile away at 5895 Stewart Parkway. As a result, the current Douglasville branch will close at 5:30 p.m. on Friday, May 16, 2014 and will remain closed for business on Saturday, May 17th. The new location will resume normal business hours on Monday, May 19, 2014..

Please feel free to contact Georgia's Own Credit Union at 404.874.1166 if we may answer any questions about the move. We look forward to continuing to serve the Douglasville community.





Now's the time to cut your 30-year mortgage term in half

Saving a few dollars off of your monthly mortgage payment seems nice. But, refinancing isn't just about getting a lower and lower rate on a 30-year mortgage. With a strategic refinance from Georgia's Own, we can help you pay off your home faster, freeing you up to accomplish more of your long-term goals.

Our Mortgage Specialists will ask you impactful questions to understand what your needs are and what you are trying to accomplish by refinancing. We'll help you every step of the way with the application process, and even find other opportunities to save you additional money.

With extremely competitive rates on 10-, 15-, and 20-year mortgages, you could save tens, even hundreds of thousands of dollars over the life of your mortgage*, helping you to build your nest egg and plan for the future.

When it comes to refinancing, think Georgia's Own. To get started, call 404.874.1166 (800.533.2062), option 4.





80,000 Reasons to Check with Georgia's Own



Georgia's Own is now part of the Allpoint network, which means you may never have to pay another ATM surcharge again! You now have access to more than 80,000 surcharge-free ATMs nationwide through the Allpoint and CO-OP networks. Best of all, there’s no forms to fill out or sign-up fees. You need only to look for the Allpoint or CO-OP logos to enjoy surcharge free transactions or click here to find an ATM near you.

 

• Surcharge-Free Transactions
• 80,000 ATMs Nationwide
• No Sign-up Fee
• No Forms to Complete
• FREE Check Card - Now. Always.
• Use Your Georgia's Own ATM or Visa® Check Card
• Start Saving Today


Please Note: Some ATM’s may still display a surcharge screen during your Allpoint ATM transaction. If this happens, simply enter ‘Yes’ to accept the surcharge and proceed with your withdrawal. YOU WILL NOT BE CHARGED THE SURCHARGE. Georgia's Own maximum withdrawal fees may apply.



Summary of Merchant Surcharging


Due to an antitrust settlement last summer, retail and online merchants are now allowed to charge consumers a fee between 1.5% and 4% for accepting MasterCard and VISA payments.

Not all merchants will be charging this fee. For example, WalMart has publicly stated it will not be surcharging customers. Any retailer choosing to charge the fee must provide conspicuous signage indicating the surcharge, plus notices at check out and on receipts. Online merchants charging the fee must post the information on their websites.

The fee, when charged, is not being imposed by the credit union, and does not apply to purchases made using debit cards.

Click here for more information.





  • Become a Fan of Georgia's Own
  • Follow Us on Twitter
  • View Our Videos
  • Text GOCU to 43704
  • Save 10% on TurboTax Deluxe Federal

If you used our old online banking and have logged in within the previous 12 months, select 'Cancel' below and enter your Georgia's Own account number in the 'Enter your username' field. You will then be asked to provide your password from the old online banking on the next screen.

Click here for a step-by-step guide on your first login into the upgraded system.

If you did NOT use our old online banking or have not logged in within the previous 12 months, select 'Continue' below.