loans & Mortgages | Mortgages
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Looking for a new home? A great choice for financing is Georgia's Own Credit Union. Georgia's Own Credit Union's mortgage loans are second-to-none, offering competitive rates, low closing costs, and personalized service. As a not-for-profit financial institution, serving members for more than 75 years, you can count on Georgia's Own for secure and affordable mortgage loans.

Here are some of the benefits:


  • An established mortgage lender that you can trust
  • Competitive rates
  • Low closing costs
  • Personalized service
  • Automatic payment debit
  • Local processing
  • No lock-in fees or hidden fees



Click one of the sections below to find the perfect mortgage option for you.


* To view current rates and payment examples, click the appropriate term in the tables below.


REAL ESTATE SERVICES: Want Help Finding a Home?

Georgia's Own Home Buyer
Who It's Right For Benefits
  • Those who are not currently working with a real estate agent
  • Those who are relocating to Georgia
  • FREE Home Buying Assistance Program
  • Provides real estate agent to help you find the home you're looking for
  • 20% cash back on real estate agent's commission
  • HomeBuyer Privileges® package with discounts on home products and services

Georgia's Own Home Buyer

FIXED PAYMENT MORTGAGES: Payment Stability Throughout the Life of the Loan

Conventional Fixed Rate Mortgages
Who It's Right For Benefits More Info
  • Those expecting to stay in a home long-term
  • Those looking for payment stability throughout the life of the loan
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View Current Rates Loan Consultant

NEW TO HOME OWNERSHIP: First-Time Home Buyers

First-Time Home Buyers
Who It's Right For Benefits More Info
  • Those looking to buy their first home
  • Those who need down payment assistance
Get Started
Loan Consultant

ACCELERATED HOME PAYOFF: A faster way to becoming mortgage free

Accelerated
Who It's Right For Benefits More Info
  • Those looking to pay off mortgage as quickly as possible
  • Those looking for payment stability throughout the life of the loan
  • Up to 100% financing available with no mortgage insurance
  • Can consolidate all debt into your mortgage - allowing you to be debt free in 10 years
  • Fixed payments throughout the term of the loan
  • Calculate expected payment and closing costs
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Loan Consultant

JUMBO LOANS: Lending Over $417,000

Jumbo Loans
Who It's Right For Benefits More Info
  • Those who are looking to acquire a mortgage that is more than $417,000
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Loan Consultant

ADJUSTABLE RATE MORTGAGES: Lowest Monthly Payment

Adjustable Rate Mortgages (ARM)
Who It's Right For Benefits More Info
  • Those expecting to be in a home for a short period of time
  • Those expecting their income to increase significantly soon
Get Started
View Current Rates Loan Consultant


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