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Are you looking for a safe, secure place to put your money? One that offers more competitive rates than a traditional savings account while providing easy access to your funds? Then Georgia's Own Money Market Account may be the answer for you.

Balance Dividend Rate Annual Percentage Yield
$2,500 - $9,999.99 0.20% 0.20%
$10,000 - $24,999.99 0.20% 0.20%
$25,000 - $49,999.99 0.23% 0.23%
$50,000 - $99,999.99 0.25% 0.25%
$100,000 - $249,999.99 0.27% 0.27%
$250,000 - $499,999.99 0.30% 0.30%
$500,000 - $999,999.99 0.33% 0.33%
$1,000,000 - and over 0.33% 0.33%
Minimum Balance Requirements: $2,500 to earn dividends

Fees: $10/month when balance falls below $2,500.
$10 excess withdrawal fee per transaction if transactions exceed 6 per month or if checks written exceed 3 per month.

Georgia's Own Money Market Advantages

  • Offers 8 balance levels with 8 interest rate* levels - the more you save, the more you earn.
  • Earn dividends by maintaining an average daily balance of $2,500 - dividends are compounded monthly.
  • Withdraw from this account up to 6 times in a month; 3 of these withdraws can be made by using your money market checks.
  • Withdrawals can be made using money market checks, through Online Banking, by phone or in person at any Georgia's Own Branch.
  • No minimum deposit to open a money market account, however there is a monthly service fee of $10 if your average daily balance falls below $2,500.

Is my money safe?

Just like other funds on deposit with Georgia's Own, your savings are insured to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. IRAs are insured separately to $250,000 by NCUA.

* Rates are variable and are subject to change without notice. Fees may reduce earnings on this account. Rates are current as of May 01, 2015.