Get Started

Are you looking for a safe, secure place to put your money? One that offers more competitive rates than a traditional savings account while providing easy access to your funds? Then Georgia's Own Money Market Account may be the answer for you.

Balance Dividend Rate Annual Percentage Yield

$2,500 - $9,999.99

0.20% 0.20%

$10,000 - $24,999.99

0.20% 0.20%

$25,000 - $49,999.99

0.23% 0.23%

$50,000 - $99,999.99

0.25% 0.25%

$100,000 - $249,999.99

0.27% 0.27%

$250,000 - $499,999.99

0.30% 0.30%

$500,000 - $999,999.99

0.33% 0.33%

$1,000,000 - and over

0.33% 0.33%

Minimum Balance Requirements:

$2,500 to earn dividends

Fees: $10/month when balance falls below $2,500.
$10 excess withdrawal fee per transaction if transactions exceed 6 per month or if checks written exceed 3 per month.

Georgia's Own Money Market Advantages

• Offers 8 balance levels with 8 interest rate* levels - the more you save, the more you earn.

• Earn dividends by maintaining an average daily balance of $2,500 - dividends are compounded monthly.

• Withdraw from this account up to 6 times in a month; 3 of these withdraws can be made
   by using your money market checks.

• Withdrawals can be made using money market checks, through Online Banking, by phone,
   or in person at any Georgia's Own Branch.

• No minimum deposit to open a money market account, however there is a monthly service fee
  of $10 if your average daily balance falls below $2,500.

Is my money safe?

Just like other funds on deposit with Georgia's Own, your savings are insured to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. IRAs are insured separately to $250,000 by NCUA.

* Rates are variable and are subject to change without notice. Fees may reduce earnings on this account. Rates are current as of March 01, 2014.

  • Become a Fan of Georgia's Own
  • Follow Us on Twitter
  • View Our Videos
  • Text GOCU to 43704
  • Save 10% on TurboTax Deluxe Federal

If you used our old online banking and have logged in within the previous 12 months, select 'Cancel' below and enter your Georgia's Own account number in the 'Enter your username' field. You will then be asked to provide your password from the old online banking on the next screen.

Click here for a step-by-step guide on your first login into the upgraded system.

If you did NOT use our old online banking or have not logged in within the previous 12 months, select 'Continue' below.