Join Us | Membership

Barrow County residents are now eligible for membership in Georgia's Own Credit Union! Welcome Barrow County residents.

With over 75 years of experience helping our members meet their financial needs and more than 170,000 members strong, Georgia’s Own Credit Union is ready to help you Own your future!

Becoming a member is easy.  There are 5 ways you can qualify for membership:


  • EMPLOYEE / RETIREE:  Be an employee or retiree of one of our Member Companies / SEGs (Select Employee Groups).  For a list of all of our Member Companies, click here.

  • COUNTY RESIDENT:  Be a resident of one of the following counties:
    Barrow, Chatham, Cherokee, Clayton, Cobb, Columbia, Dekalb, Douglas, Effingham, Forsyth, Fulton, Gwinnett, Hall, Henry, Newton, Richmond, Rockdale, or Walton

  • FAMILY MEMBER:  Be a family member of a current Georgia’s Own Credit Union member.  Anyone related by blood, adoption or marriage is eligible.

  • GETTING AHEAD ASSOCIATION: If you are a member of the Getting Ahead Association (GAA), you are also eligible for membership in Georgia’s Own Credit Union. GAA is designed to help you gain access to the information that you need to improve your quality of life and reduce the cost of living. Membership is eligible to any individual who is committed to improving their financial well-being. If you are not a member of GAA, a Georgia’s Own Credit Union Representative can help you get started.

  • GEORGIA STATE UNIVERSITY PARTNERSHIP:  Be a current student, faculty or staff employee, retiree or alumni of Georgia State University.

To get started, simply complete our easy online application process.  Once approved, a minimum deposit of $5 is required to establish your membership.  This $5 refundable deposit represents your “share” in Georgia’s Own and is held on deposit as long as you are a member. Click the button below to get started. 


Become a Member

Open Account

Begin your relationship with Georgia's Own

Apply Now


Member Company/Become a Member Company(SEG)


  • EXISTING COMPANY: If you are an existing Member Company(SEG) and need supplies or want to schedule an Open Enrollment or Free Seminar click here.

  • BECOME A MEMBER COMPANY(SEG): If your employer is not presently a Member Company or if you would like to know more about offering this great benefit to your employees, click here for more information.

Online Banking Login

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If you used our old online banking and have logged in within the previous 12 months, select 'Cancel' below and enter your Georgia's Own account number in the 'Enter your username' field. You will then be asked to provide your password from the old online banking on the next screen.

Click here for a step-by-step guide on your first login into the upgraded system.

If you did NOT use our old online banking or have not logged in within the previous 12 months, select 'Continue' below.