800.533.2062 | Routing Number: 261071438

loans & Mortgages | Private Student & Student Loan Refinance

Don't let student loan debt hold you back from your professional calling. Georgia's Own offers two private student loan programs to help you get your education while keeping your debt in check.


Student Loans

Our private student lending program helps fill the financial gap after federal funding and scholarships.

Student Loan Refinance

Georgia's Own will let you combine multiple student loans into one convenient payment, potentially saving you thousands of dollars in interest!


Private Student Loans

College is an exciting time, but for most people, it is also takes an enormous investment of time and resources. Don't let gaps in federal funding keep you from getting your education. Our Georgia's Own private lending program provides the additional funds you need and features you want, including:



For more information and to apply, click here.


Student Loan Refinance**

After moving on from college, you may be left juggling a number of loans. Making sense of your payments and terms doesn't have to be so hard. With our student loan refinance, you can combine multiple student loans (with one or more lenders) into a new single loan, giving you the convenience of one monthly payment and possibly saving you thousands of dollars in interest.


Simplify your finances. Amplify your funds!


With a student loan refinance from Georgia's Own, you'll eliminate the hassle of multiple student loan payments and likely reduce your interest rate, saving you money.


  • Consolidate up to $100,000 in student loans
  • Can refinance private, federal and institutional student loans
  • Receive a 0.25% rate discount for automatic electronic payment

Learn More!




How to Prepare, Plan & Pay for College