loans & Mortgages | Personal Loans


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Lifestyle Loans
  • Uses include:
    • Weddings
    • Vacations
    • Adopting or Fertility Treatments
    • Surgeries
    • Other significant life events
  • Loan amounts between $200 - $25,000
  • Terms up to 48 months
  • Use our Loan Saver Calculator to see if you can save money by refinancing
  • Calculate your loan payments online
  • Repayment through payroll deductions
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Personal Line of Credit
  • Personal, open-end revolving credit loan
  • Flexible terms
  • Rates as low as 10.50% APR*
  • Can be used for overdraft protection on your Georgia's Own Checking account
  • Useful to have in case of financial emergencies
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Cash N.O.W. Loans
  • Short-term loan designed to cover living expenses
  • Advances range from $100-$500
  • Repayment between 90-120 days
  • Flat rate of 17.99% APR*
  • Qualification requirements include
    • Maintain a savings account with Georgia's Own
    • History of direct deposit for at least 90 days
    • A Georgia's Own member in good standing
    • Proof of income
Stop by any Georgia's Own Branch or contact a Loan Officer at 404.874.1166, option 5 to get started.
Secured Loans
  • Secured with Georgia's Own Savings account, stock listed on any U.S. Stock Exchange with an acceptable rating or by a Georgia's Own Savings Certificate.
  • Provides lower interest rates
  • Can be used for anything you need
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Credit Union Student Choice (Student Loans)
  • Private student loans
  • Loans to help students and parents of students finance a higher education without a higher price tag
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* Your Annual Percentage Rate and Daily Periodic Rate may vary according to your creditworthiness. Please ask a Loan Officer for details on how your rate is determined. Click here for the most up to date rates.