Loan Type Approx. Term (Mos)* APR*
Savings Secured
fully secured with savings on deposit at Georgia's Own
   
  36* 1.75%
  48* 2.25%
  60* 2.50%
  84* 3.75%

Stock Secured - fully secured with stock traded on any recognized U.S. Stock Exchange with acceptable rating    
  48** 9.00%
  60** 9.75%

$25,000 minimum loan amount

72** 10.75%

Single Payment

  9.75%

Certificate Secured
fully secured with certificates of deposit at Georgia's Own
   

Rate is 2% above certificate rate with a minimum rate of 2.5% APR



* Please ask a loan officer for details on how your rate is determined. Savings Secured Loan Payment Example: Loan amount of $20,000 at 2.5% APR for 60 months has a payment of $354.95.
** Your APR may differ based on your credit worthiness and could be higher than the stated rate. Please ask a loan officer for details on how your rate is determined. Stock Secured Loan Payment Example: Loan amount of $20,000 at 9.75% APR for 60 months has a payment of $422.48.