Rates | personal Loans

Loan Type APR*

Line of Credit -
Can also be used for overdraft protection to checking account at Georgia's Own


* Your Annual Percentage Rate and Daily Periodic Rate may vary according to your creditworthiness. Please ask a Loan Officer for details on how your rate is determined.

Minimum monthly payment after each advance is 3% of outstanding balance or $25 minimum.

Loan Type Approx. Term (Mos)** APR

Lifestyle Loan

Up to 48 months** as low as 11.99%

** Rates are determined based on creditworthiness. Higher rates may apply. Ask a loan officer for details on how your rate is determined. Payment example: A $5,000 loan at 11.99% for 48 months would have monthly payments of approximately $131.65 each.

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