A Powerful Union

Made in Georgia

On October 1st, FMCU will become Georgia’s Own Credit Union!

What does this mean for you?

As a valued member, the biggest thing you’ll notice is the name change. All of the experienced employees who currently assist you will stay the same at the branch location. Your existing accounts with the Credit Union will also remain the same.

What you need to know

September 30 through October 1, 2021 is our planned system conversion. In addition to the current FMCU branch available to you now, after the system conversion, you will have access to the 29 Georgia’s Own locations in the Atlanta area, Augusta, Savannah, and Southwest Georgia; an extensive shared service center network across the United States; and more than 85,000 surcharge-free ATMs. With any system conversion, there may be some downtime. You will receive more detailed information closer to our conversion date. More details can be found in our Owner’s Manual.

Important Reminders

You may begin using your new Georgia’s Own Visa® debit card at any time. Please note that while debit card conversion tasks continue throughout the weekend, as communicated in the Owner’s Manual, some transaction attempts may experience denials until the cards are completely converted on Monday morning. Your funds are secure, and approved transactions from the weekend will begin posting as soon as possible. To activate your debit card, please follow the instructions on your card. You must call from the phone number listed on your account.
You can now self-register for online banking using the “Online Banking Login” tab and clicking on “New User” at the upper-right corner of the website at georgiasown.org. A temporary password will be emailed to you during registration.
You will need to provide the following information during enrollment:
• Social Security Number or Tax ID
• Zip Code
• Date of Birth
• Email Address
The above information is used to verify you have an account with Georgia’s Own Credit Union and that you are the owner of the account. We match your answers against our records. Once you have completed your registration for online banking, you will be automatically registered for mobile banking.
If the system cannot find your account, make sure you entered the same email address that we have on file for you. If all of the information is correctly filed with us and you still cannot register, visit your local branch for in-person assistance or call Member Service at 800.533.2062.
Need additional help? Click on the videos below.
How to Register for Online Banking
How to use Online Banking Bill Pay to Set Up Automatic Bill Payments
How to Deposit a Check with a Mobile Device

About Georgia's Own

Georgia’s Own shares our values and demonstrates our same level of commitment to members, employees, and the community. Celebrating 87 years of service to their members, Georgia’s Own has been the financial institution of choice for consumers across the state looking to make the most of their hard-earned money. Their mission of Banking on Purpose is a promise they put at the front and center of each business decision, empowering others through financial literacy, trusted advice, value-based solutions and returning earnings to their members and the communities they represent.


Very simply, we want to bring members the best value from their credit union while ensuring we continue to grow. Partnering with Georgia’s Own will allow us to offer more robust products and services, better pricing, expanded digital services, more physical locations across the state, and increased operating efficiencies. Because both institutions share very similar values, this merger will allow us to have a greater impact on the community and ensure the same level of unmatched service to our members.
As a valued FMCU member, your membership will convert seamlessly to Georgia's Own at the end of September. At that time, all of the experienced employees and financial products you currently enjoy at FMCU will stay the same. In early October, you will start to see the new Georgia's Own name and branding as we begin the transition.
Georgia’s Own is one of the oldest, largest, and most trusted financial institutions in the state. They are headquartered in Atlanta, feature 29 branch locations, have robust mobile/digital channels, are members of the shared service center network—and like us, they do a tremendous amount of good in the communities. In 2020, Georgia's Own Credit Union and the Georgia's Own Foundation donated a combined $246,102 to the communities that they serve.
September 30th through October 1st is our planned system conversion. That means that in addition to the FMCU branch, after the system conversion, you will have access to the 29 Georgia’s Own locations in Metro Atlanta, Albany and surrounding areas, Augusta, and Savannah; their extensive shared service center network; and more than 85,000 surcharge-free ATMs. You’ll also be able to take advantage of the additional products and services that Georgia’s Own offers. With any system conversion, there may be some downtime. You will receive more detailed information closer to our conversion date.
Beginning October 1st, you will have full access to their 29 existing locations and enhanced product offerings.
Yes, the FMCU branch will remain in place, though you'll see the new name beginning in October 2021. The current hours of operations will be in place until January 1, 2022, at which time the new hours will be, 9am-4pm Monday through Thursday, 9am to 5:30pm on Fridays.
Your accounts will continue to be federally insured just as they are today through the National Credit Union Share Insurance Fund, which is backed by the full faith and credit of the U.S. Government and managed by the National Credit Union Administration (NCUA).
The Credit Union will continue to serve all of the individuals and companies we currently serve today. Additionally, it will mean we can serve anyone in Georgia's Own Credit Union's field of membership.
You will still have the same products and services you have now. You may see some lower fees, and you’ll be able to take advantage of Georgia’s Own expanded product offerings.
We are here to answer your questions! Please don’t hesitate to contact us at 404.753.4592 if you have any questions about this partnership and what it means to you.

Information Center

We know that members have many questions, and our goal is to provide with all of the answers you need to make the transition to Georgia’s Own as seamless as possible. We will post all important information regarding the merger here. Please check back often!