800.533.2062 | Routing Number: 261071438


All savings accounts, savings certificates, and checking accounts are insured to $250,000 by the National Credit Union Administration (NCUA), an agency of the Federal Government. IRAs are insured separately to $250,000.


Share Accounts

The dividend rates and Annual Percentage Yield for the following share accounts are based on the below tiered structure:


  • Primary Savings
  • Holiday Savings
  • Resolution Savings
  • Club Individual Retirement Savings
  • i[save]
  • Coindexter Club® Savings
Balance Dividend Rate* Annual Percentage Yield*
$5.01 - $49,999.99 0.10% 0.10%
$50,000 - $99,999.99 0.13% 0.13%
$100,000+ 0.18% 0.18%

Checking Accounts

Georgia's Own offers a wide variety of checking accounts based on your needs. To view a complete list of checking accounts, click here.

Account Type Dividend Rate** Annual Percentage Yield**
All Access Checking 0.05% 0.05%
i[check] 0.05% 0.05%
HSA Checking*** 0.05% 0.05%

APY = Annual Percentage Yield.

* Last dividend paid date September 30, 2016 applies to Primary Savings, Holiday Savings, Resolution Savings, Club Individual Retirement Savings, Coindexter Club, and i[x] savings. Fees for REG D Excess Withdrawals within a quarter could reduce earnings on regular savings accounts. Dividends on savings and checking accounts are variable and are subject to change after the account is opened.

** Rate effective for October 1, 2016 applies to All Access Checking, i[check] and HSA Checking.

*** Distributions for qualified medical expenses are tax-free and penalty-free at any age. After age 65, distributions for non qualified medical expenses are penalty-free.


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