Rates | Savings and Checking
All savings accounts, savings certificates, and checking accounts are insured to $250,000 by the National Credit Union Administration (NCUA), an agency of the Federal Government. IRAs are insured separately to $250,000.
The dividend rates and Annual Percentage Yield for the following share accounts are based on the below tiered structure:
- Regular Savings
- Holiday Savings
- Golden Bell® Savings
- Resolution Savings
- Club Individual Retirement Savings
|Balance||Dividend Rate*||Annual Percentage Yield*|
|$5.01 - $49,999.99||0.10%||0.10%|
|$50,000 - $99,999.99||0.13%||0.13%|
The dividend rates and Annual Percentage Yield for the following share accounts are based on the below flat-rate structure:
|Account Type||Dividend Rate/APY*||Minimum Balance to Earn the Stated APY|
|Coindexter Club® Savings||0.18%||$5.01|
Georgia's Own offers a wide variety of checking accounts based on your needs. To view a complete list of checking accounts, click here.
|Account Type||Dividend Rate**||Annual Percentage Yield**|
|All Access Checking||0.05%||0.05%|
|Golden Bell Checking||0.05%||0.05%|
+ Daily Balance
+ Average Daily Balance
APY = Annual Percentage Yield.
* Last dividend paid date September 30, 2015 applies to Regular Savings, Coindexter Club, i[x], and Golden Bell Savings. Fees for excess withdrawals within a quarter could reduce earnings on regular savings accounts. Dividends on savings and checking accounts are variable and are subject to change after the account is opened.
** Rate effective for October 01, 2015 applies to All Access Checking, Golden Bell Checking, i[check] and HSA Checking.
*** Distributions for qualified medical expenses are tax-free and penalty-free at any age. After age 65, distributions for non qualified medical expenses are penalty-free.