Our Online Banking system is currently down. We are working to get access restored as quickly as possible and apologize for the inconvenience.
Georgia’s Own checking accounts come with a debit card, linked directly to your checking account for simple and secure purchases. You can use it to pay your bills and to shop at supermarkets, restaurants, gas stations, online—anywhere Visa Debit Cards are accepted. Your Georgia’s Own Visa Debit Card even works with Apple Pay, Samsung Pay, and Android Pay. Plus, it doubles as your ATM Card. With a Visa Debit Card, the purchase amount is automatically deducted from your checking account, so there’s no credit involved and no interest charged, and transactions appear on your checking account statement, so you can easily track your spending.
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We’re committed to providing our members with the best products and services available. That’s why we offer chip-enabled debit cards. Chip cards feature an embedded microchip that provides additional protection from fraud and unauthorized use. For added security, when your magstripe-only ATM card expires, it will be reissued as a chip enabled debit card.
Want more info? Click here to learn about our checking accounts.
To activate your card or to set or change your PIN, please call 1-866-333-9337. For your protection, this call must be made from one of your phone numbers on record with Georgia’s Own.
Since many ‘debit’ transactions not processed by Visa are not covered by Visa’s Zero Liability Policy, skip the PIN and instead sign for your debit card transaction for the peace of mind of knowing that you are protected from fraudulent charges to your card.
How Do I Pay with a Visa Debit Card?
Visa Debit Card transactions can be completed in a number of ways. If you sign a receipt or make a purchase on the Internet, by mail, or over the phone, you’ll always be protected by Visa’s Zero Liability policy. You can also pay by entering a personal identification number (PIN) – especially if you need to receive cash back with your transaction.