Play Your Cards Right
Find the card that works for you, and start earning fantastic perks and rewards.
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Which card’s right for you? Don’t worry—we’ll help you figure it out.
Visa Signature® | Visa® Platinum | Visa® Classic | |
|---|---|---|---|
| Our most rewarding card, with world-class perks and services | Great rewards plus travel coverage and identity theft protection | A simple, no-frills credit card with a competitive rate | |
| Flex Rewards Points | 1.25 points per dollar charged1 | 1 point per dollar charged1 | None |
| Benefits & Perks | Signature Concierge Travel & emergency assistance2 Trip cancellation2 Extended warranty protection2 Buyers protection2 Porch piracy protection2 Roadside dispatch2 | Travel & emergency assistance2 Trip cancellation2 Extended warranty protection2 Buyers protection2 Porch piracy protection2 Roadside dispatch2 Student card option | Secured card option3 |
| Annual Fee | None4 | None4 | None4 |
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Your next-level credit card
All our credit cards include these essential features:
- No annual fee4 (yes, really!)
- Contactless payments for faster checkout
- Competitive rates that are some of the lowest around
- Discounts on top brands at more than 2,000 of your favorite retailers
- Simple online payments with Visa Click to Pay
- Apple Pay®, Samsung Wallet®, and Google WalletTM compatibility
- Zero fraud liability5 and emergency card replacement
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1Georgia’s Own credit card points will expire five (5) years from the date earned.
2The following benefits are only applicable to the Georgia’s Own Visa Signature, Visa Platinum, and Student Visa: Flex Rewards, Travel and Emergency Assistance, Trip Cancellation/Interruption Reimbursement, Extended Warranty Protection, Buyer’s Protection, Roadside Dispatch, and Porch Piracy Protection. Products / Services Offered By Third Parties / Affiliates: Any financial, investment, warranty, credit insurance or other products or services (“products”) which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing; such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between the party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same. The products offered are not deposits, are not federally insured, sold or guaranteed by the Credit Union.
3A secured card allows those with low credit or no credit to have a credit card that is “secured” by money in a savings account.
4Your Annual Percentage Rate (APR) may vary based on your creditworthiness. View our rates page for standard variable APR for purchases, balance transfers, cash advances, and for penalty APR and when it applies. Balance transfer fee is 3% of the balance transfer or $10 minimum, whichever is greater. Cash advance fee is 3% of advance amount. Foreign transaction fee is 2% of each multiple currency transaction in US dollars. Additional terms, conditions, and limitations may apply.
5Covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN or other transactions not processed by Visa. You must notify Georgia’s Own immediately of any unauthorized use. For specific restrictions, limitations and other details, please contact Georgia’s Own.
