Please do not click on suspicious links from texts that appear to be from Georgia’s Own and be vigilant about providing information when receiving calls.
Please do not click on suspicious links from texts that appear to be from Georgia’s Own and be vigilant about providing information when receiving calls.
Routing Number: 261071438
Thank you for choosing Georgia’s own!
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A high-yield CD from Georgia’s Own is a safe and secure way to grow your savings—especially during uncertain times.
Reach your savings goals even faster with higher rates! Our 13-Month CD rate has increased to 4.00% APY* with a $500 minimum deposit. Stop by one of our branch locations to lock in this special rate by February 28th.
Looking for a longer term? We offer competitive rates on all of our CDs, including our 5-Year CD—now at 4.25% APY** (minimum $500 deposit, rate subject to change monthly).
*APY = Annual Percentage Yield. 13-month CD offer valid January 1, 2023 through February 28, 2023. Offer may be withdrawn without notice. The minimum opening deposit required to earn the advertised APY is $500. Penalty applies for early withdrawal. Fees may reduce earnings on an account. 13-month CD will renew into a 1-Year Interest Monthly Certificate. Offer not available on business deposits.
**APY = Annual Percentage Yield. 5-Year CD offer valid from January 1, 2023 through January 31, 2023 and is available on our Savings Certificate Monthly and Savings Certificate Interest Compounded products. The minimum opening deposit required to earn the advertised APY is $500. Promotional APY assumes interest will remain on deposit for the term of the certificate. Penalty applies for early withdrawal. Fees may reduce earnings on an account. Offer is not available on business deposits and may be withdrawn without notice.
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed