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Primary Business Checking
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Thank you for choosing Georgia’s own!
Features:
- Ideal for businesses with low to moderate transaction volume
- For businesses who maintain lower balances
- Anytime access with online & mobile banking
- Visa® Business Debit Card
- 250 transactions per month for free
- Up to $5,000 in cash processing per month free
- Free first order of checks
The Primary Business Checking account has a monthly service fee of $12. You can avoid this fee by doing one of these things each statement cycle:
– Maintain a minimum daily collected balance of $1,000 or more
– Maintain an average monthly balance of $3,000
– Maintain a combined average monthly collected balance of $10,000 in Checking, Savings, Money Market, or CDs
See Rates
Get Started
To open a Business Checking account, visit any of our branch locations. For more information about these products, give us a call at 800.533.2062 or fill out the request form.
Related Links
Preferred Business Checking
Not-for-Profit Business Checking
Business Savings, Money Markets & CD’s
Treasury Management Solutions
Compare Our Business Checking Accounts
| Available Account Features | Primary Business Checking | Preferred Business Checking | Not-for-Profit Business Checking (Non Profit Only) |
|---|---|---|---|
| Earns Interest | No |  See Business Deposit Account Interest Rate & Fee Disclosure for Specifics | No |
| Free Monthly Transactions | 250 items | Unlimited! | 150 items |
| First Order of Checks Free | (1 Time Up to $52) | (Annual Credit up to $99) | No |
| Free, Additional Checking Account | No | | No |
| Monthly Maintenance Fee | $12 | $20 | $3 |
| Transaction Overage Fees | $0.30 per item > 250 | None | $0.30 per item > 150 |
| Free Cash Processing | Up to $5,000 | Up to $10,000 | Up to $2,000 |
| How to avoid the monthly fee: Do just one of these things each statement cylce | Maintain a minimum daily collected balance of $1,000 or more or Maintain an average monthly collected balance of $3,000 or Maintain a combined average monthly collected balance of $10,000 in Checking, Savings, Money Market, or CD's | Maintain a minimum daily collected balance of $2,500 or more or Maintain an average monthly collected balance of $5,000 or Maintain a combined average monthly collected balance of $20,000 in Checking, Savings, Money Market, or CD's | Maintain a minimum daily collected balance of $500 or more or Maintain an average monthly collected balance of $1,500 or Maintain a combined average monthly collected balance of $5,000 in Checking, Savings, Money Market, or CD's |