Georgia's Own will be closed on Monday, July 4th in observance of Independence Day.
Georgia's Own will be closed on Monday, July 4th in observance of Independence Day.
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You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is created and maintained by another organization. Georgia’s Own is not responsible for the content on the site you are about to visit. Georgia’s Own does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Georgia’s Own.
The Primary Business Checking account has a monthly service fee of $12. You can avoid this fee by doing one of these things each statement cycle:
– Maintain a minimum daily collected balance of $1,000 or more
– Maintain an average monthly balance of $3,000
– Maintain a combined average monthly collected balance of $10,000 in Checking, Savings, Money Market, or CDs
See Rates
To open a Business Checking account, visit any of our branch locations. For more information about these products, give us a call at 800.533.2062 or fill out the request form.
Preferred Business Checking
Not-for-Profit Business Checking
Business Savings, Money Markets & CD’s
Treasury Management Solutions
Business Banking – Watch this short video
Available Account Features | Preferred Business Checking | Primary Business Checking | Not-for-Profit Business Checking (Non Profit Only) |
---|---|---|---|
Earns Interest | ![]() | No | No |
Free Monthly Transactions | Unlimited! | 250 items | 150 items |
First Order of Checks Free | ![]() | ![]() | No |
Free, Additional Checking Account | ![]() | No | No |
Monthly Maintenance Fee | $20 | $12 | $3 |
Transaction Overage Fees | None | $0.30 per item > 250 | $0.30 per item > 150 |
Free Cash Processing | Up to $10,000 | Up to $5,000 | Up to $2,000 |
How to avoid the monthly fee: Do just one of these things each statement cycle | Maintain a minimum daily collected balance of $2,500 or more or Maintain an average monthly collected balance of $5,000 or Maintain a combined average monthly collected balance of $20,000 in Checking, Savings, Money Market, or CD's | Maintain a minimum daily collected balance of $1,000 or more or Maintain an average monthly collected balance of $3,000 or Maintain a combined average monthly collected balance of $10,000 in Checking, Savings, Money Market, or CD's | Maintain a minimum daily collected balance of $500 or more or Maintain an average monthly collected balance of $1,500 or Maintain a combined average monthly collected balance of $5,000 in Checking, Savings, Money Market, or CD's |
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed
You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is created and maintained by another organization. Georgia’s Own is not responsible for the content on the site you are about to visit. Georgia’s Own does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Georgia’s Own.
You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is operated by EverFi, Inc. Georgia’s Own has partnered with EverFi, Inc. to provide you with financial education tools. EverFi’s privacy and security policies may differ from those practiced by Georgia’s Own.
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