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Mistakes happen. Whether it’s an accounting error or a temporary shortage of funds, our overdraft services1 are designed to provide a backup for those moments.
Transfer from your Business Savings account2: If your Business Checking account ever has insufficient funds to cover a transaction, we can take the funds from your Business Savings account to cover the shortage. The fee ($6) is much lower than what a returned check would cost.
Balance notifications: This handy feature lets you set up personalized notifications when your Business Checking account drops below a certain amount. This will give you the heads-up to hold off on further transactions until you can add funds.
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed