Are you high risk for identity theft?
Young adults ages 18-24 are most at risk for identity theft and often targeted by people they know. It is important to know and recognize that identity theft can happen to anyone – even you!
Identity theft may not seem like a big deal, until it happens to you. It can damage your credit report and financial history as a young adult. Knowing this, it is important that you safeguard your personal financial information.
What does that mean? Don’t leave your credit or debit cards lying around. Don’t leave your wallet in an unlocked room or office. Lock up and protect any documents that contain personal information like bank account, Social Security, and personal identification (PIN) numbers. Never provide personal financial information over the phone, via text, or email.
In addition to protecting your information, it’s important to monitor it too. Checking your bank account activity often and tracking transactions can help you recognize identity theft sooner. If you notice suspicious activity, it’s a good idea to contact your credit union or financial institution immediately.