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Begin your relationship with Georgia's Own

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Open an Additional Account

Additional Account

All Access Checking, Holiday Club Savings, Money Market

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If you want to apply for a loan with Georgia's Own, please click here.


During the application process you will need:


  • Your Social Security Number

  • A valid U. S. Driver’s License or other approved, government issued I.D.

  • Physical Address information (P.O. Boxes can be used for mailing purposes but a physical address is required for the online application)

Identity Verification:


  • We will check your credit report to help verify your identifying information. You will also be asked a series of questions to help validate your identity. These questions will be related to your past credit history and you may need to know lender information, payment amounts and/or payment terms for your mortgage, car or other loans.

Other Requirements:


  • We have five ways for your to qualify for membership. Click here for more information.

  • You must open a base savings account with an initial $5 deposit. This $5 represents your share in the Credit Union and will remain on deposit as long as you are a member.

  • You must be 18 years old or older to apply online for membership. If you are under 18 and are interested in membership, please contact Member Services at (404) 874-1166 or (800) 533-2062.

  • You must be a U.S. Citizen or U.S. Resident with a valid Social Security Number/Tax Reporting I.D. with a U.S. residence address to apply online.

  • Become a Fan of Georgia's Own
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  • Text GOCU to 43704
  • Save 10% on TurboTax Deluxe Federal

If you used our old online banking and have logged in within the previous 12 months, select 'Cancel' below and enter your Georgia's Own account number in the 'Enter your username' field. You will then be asked to provide your password from the old online banking on the next screen.

Click here for a step-by-step guide on your first login into the upgraded system.

If you did NOT use our old online banking or have not logged in within the previous 12 months, select 'Continue' below.