Join Us | Open An Account

Thanks for choosing Georgia's Own. Check out our products in the menu above or choose from the options below to open an account or apply for a loan.

Become a Member

Open Account

Begin your relationship with Georgia's Own

Apply Now
Open an Additional Account

Additional Account

All Access Checking, Holiday Club Savings, Money Market

Apply Now
Apply for a Loan


Credit Cards, Home Equity, Mortgages, Personal, Vehicles

Apply Now

During the application process you will need:

  • Your Social Security Number

  • A valid U. S. Driver’s License or other approved, government issued I.D.

  • Physical Address information (P.O. Boxes can be used for mailing purposes but a physical address is required for the online application)

Identity Verification:

  • We will check your credit report to help verify your identifying information. You will also be asked a series of questions to help validate your identity. These questions will be related to your past credit history and you may need to know lender information, payment amounts and/or payment terms for your mortgage, car or other loans.

Other Requirements:

  • We have five ways for your to qualify for membership. Click here for more information.

  • You must open a base savings account with an initial $5 deposit. This $5 represents your share in the Credit Union and will remain on deposit as long as you are a member.

  • You must be 18 years old or older to apply online for membership. If you are under 18 and are interested in membership, please contact Member Services at (404) 874-1166 or (800) 533-2062.

  • You must be a U.S. Citizen or U.S. Resident with a valid Social Security Number/Tax Reporting I.D. with a U.S. residence address to apply online.