georgia’s own | GET YOUR POINTS ON

Holiday shopping just isn't what it used to be, right? Between the stress of the crowds, fighting over parking spaces, and the ever-changing sale prices you sometimes wonder why the hassle is even worth it anymore. We feel your pain. That's why we've decided to make the experience a little more rewarding this season. It's time to get your points on!

Double ScoreCard Points

November and December we are giving you DOUBLE BONUS POINTS* on shopping and travel when you use your Georgia's Own Platinum or Gold Visa Credit Card! Now you can have the peace of mind knowing that you're earning more points towards things that YOU want: airline tickets, gift cards, electronics, jewelry and much more.

Don't have a Georgia's Own Visa Credit Card? No worries, click here to begin your application.

Swipe to Win!

How would you like to have an extra $50 to spend this holiday season? What if we told you that you could win a $50 gift card** JUST for using your Georgia's Own Visa Credit Card? Every time you swipe your Georgia's Own Credit Card between December 16th and December 22nd you will automatically be entered to win one of ten $50 gift cards from major retailers and restaurants.

Using your Visa Credit Card is a great way to have peace of mind this time of year with our zero fraud liability***. So the next time you are out, think Georgia's Own. It could win you $50.


If you need more room in your holiday shopping budget, you can take advantage of our Skip-a-Payment****. For just $25, you can skip one month's payment and use it to make your holidays just a little merrier.

Holiday Shopping Tips

Finally, Georgia's Own has accumulated our favorite holiday shopping tips and tricks to share with our members. Click here to see what made our Holiday Shopping Survival Guide!

* Double and triple points valid only on Platinum and Gold Visa Credit Cards. Categories include airlines, car rental, hotels, motels, department stores, online department stores, discount stores, electronic stores, specialty stores, and book stores. Promotional period begins November 1st, 2013 and ends December 31st, 2013. Other restrictions may apply. Please see a loan officer for details.

** Click here for details

*** Covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN or other transactions not processed by Visa. You must notify Georgia's Own immediately of any unauthorized use. For specific restrictions, limitations and other details, please contact Georgia's Own.

**** Finance charges will continue to accrue on your unpaid balance and your final loan payment will be extended. There is a $25 processing fee per loan to take advantage of this service. Limit one skip-a-payment request granted per loan in a 12 month period. Account must be in good standing. Offer may be withdrawn without notice. Other restrictions may apply. Please contact a loan officer for details.

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