Life Stages: Retirees | 5 Must Dos To Take Control of Your Finances

Congratulations on reaching retirement! If you've followed a structured financial plan, you own your home, have paid off all your remaining debt and contributed to a well diversified retirement plan. Way to go! Now it's time to enjoy your retirement!


1

Do your checking for FREE! Our FREE Golden Bell Checking accounts include the following benefits:

  • No monthly service fee
  • Earn dividends on every dollar
  • FREE check card
  • FREE Lifetime Checks
  • Earn ScoreCard Bonus Points on eligible transactions with your check card
  • And much more!

2

Open a Visa® Platinum Credit Card. To complement your new Golden Bell® Checking Account, open a Georgia's Own Visa Platinum Credit Card. Our Visa Platinum offers no annual fee or balance transfer fee* and you can combine ScoreCard® Bonus Points with your check card. By earning enough points, you can receive a free flight for as little as 22,500 Bonus Points.

3

Travel. One of the most frequent activities recent retirees take part in is travelling. Maybe you want to see more of the country. If so, you might be looking to buy a RV or motor home. Georgia's Own offers incredible rates and flexible terms to help you be on your way.

Maybe traveling in a motor home isn't your style. Georgia's Own can help you get that Harley Davidson or Honda Goldwing motorcycle you've been dreaming of. Or, maybe you want to get out on the open water and do some fishing. Whatever your need, Georgia's Own has the loan for you.

4

Plan Ahead Now that you've retired, your finances are more important than ever. Have you evaluated your retirement spending plan? Do you have the right types of insurance? If leaving a legacy is important to you, do you have a wealth transfer plan in place? A Georgia's Own Investment & Retirement Services** can help.

5

Upgrade your home. Want to finish off a basement, remodel a kitchen or bedroom? Let the equity in your home work for you! Georgia's Own home equity products offer no closing costs**, rates as low as 4.00% APR*** and could be tax deductible****. You can also take advantage of our incredible mortgage rates to buy a second home near your family or favorite vacation destination.

* Purchases, balance transfers and cash advances subject to the standard variable APR of 9.99-12.99% for VISA Platinum based on your creditworthiness. The APR will vary with the market based on the Prime Rate. The penalty APR is 17.99%. Fee for cash advance- 3% of advance amount. Fee for Foreign transactions - 1% of each transaction in U.S. dollars.

** Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members.

Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America.

*** Your APR may differ from the one shown and will be based on your creditworthiness and loan to value. Please ask a loan officer for details on how your rate is determined. ReadiEquity rate is variable and may change. Rate may not exceed 18% at any time. Property and/or flood insurance may be required. No closing costs offer may be withdrawn without notice. Subject to credit approval. Terms and conditions subject to change without notice.

**** Please consult your tax advisor.

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