Georgia's Own will be closed on Monday, February 19th in observance of Presidents' Day.
Special Rate Good Through December 31, 2018!
Ready to pay off high rate credit card balances? Georgia’s Own can help. We’re offering a special balance transfer rate of 3.99% APR* on balance transfers made between January 1, 2018 and March 31, 2018 on your Georgia’s Own Visa® Credit Card. This rate is good through December 31, 2018! After that, your rate will revert back to your already low variable APR of 11.24% – 18.24% after promotion period ends. (Low balance transfer fee of 3% or $10 minimum applies).
Keep in mind, with your Georgia’s Own Visa Credit Card, you’ll get:
- + FREE discounts on popular brands
- + Enhanced fraud protection including 2-way text alerts
- + Apple Pay, Samsung Pay, and Android Pay capability
- + Rewards for each dollar charged on your Visa Platinum Card.
To get started, call 800.533.2062 or stop by one of our 23 branch locations.
*For qualified members. Promotional APR for balance transfers is 3.99%-15.24% based on your current APR. Please ask a loan officer for details on how your promotional rate is determined. GSU and secured cards excluded. Promotional rate valid through December 31, 2018 on transfers made between January 1, 2018 and March 31, 2018. After that, your APR for transfers will revert to your standard variable APR of 11.24-14.24% for VISA Platinum; 13.24-18.24% for VISA Classic; 11.24-18.24% for VISA Classic Secured; and 14.24% for Student VISA based on your creditworthiness. APR will vary based on Prime Rate. Penalty APR is 19.24%. Balance transfer fee – 3% of the balance transfer or $10 minimum. Cash advance fee – 3% of advance amount. Foreign transaction fee – 2% of each multiple currency transaction. We will not process any balance transfer requests that are from any account or loan issued by Georgia’s Own. To benefit from a grace period and avoid additional interest on purchases, you must pay your balance in full by payment due date. This includes any promotional balance transfers.