VEHICLE LOANS

Carfinder

No hassles or haggling. Just the right price for the car you want.

Car shopping on autopilot

So long, sticker shock

No sneaky internet- or showroom-only pricing here—just one low, hassle-free price.

Get the car you want

Shop new and used cars available now. Don’t see what you’re looking for? Let us know—we’ll find it for you.

Your place or ours?

We'll bring your new or used car right to your home, or you can pick it up at a Georgia's Own branch or at the Carfinder office.

PROTECT YOUR CREDIT

Worried about taking on debt?

We offer three services to help protect you if things go wrong.

Auto Loan FAQs

Yes, we offer refinancing for vehicle loans. Just fill out our online loan application to get started, or contact us if you have any questions.

Yes, we offer loans for used cars and other vehicles. Just fill out our online loan application to get started, or contact us if you have any questions.

Our first-time auto loan is great for people with a limited credit history. You can borrow up to $20,000 if you qualify.

Yes, we offer loans for motorcycles, RVs, boats, non-motorized campers, and more.

Explore our vehicle loans

Vehicle Loans

Auto Loans

Low rates, flexible terms, and up to 125% financing to cover taxes, fees, and more. And your first payment is deferred up to 45 days.

Vehicle Loans

First-Time Auto Loans

Skip the backseat driver. You could borrow up to $20,000 with an 8% down payment and no co-signer, even if you don’t have much of a credit history.

Vehicle Loans

Motorcycle Loans

Loans for new and used motorcycles with low rates and flexible terms, so you can find a bike that gets you where you need to go.

FINANCIAL WELLNESS

Learning Center

Go beyond banking with resources and news to help you make informed financial decisions.

Auto

What are ancillary products (and are they really worth it)?

Happy Caucasian couple moving into their new apartment
Homebuying

What is an adjustable-rate mortgage?

Happy blonde girl looking for her new fancy car
Auto

How to buy a new car without wrecking your finances

Disclosures

1Your purchase of MEMBERS CHOICE™ Guaranteed Asset Protection (GAP) is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.

GAP purchase from state-chartered credit unions in FL, GA, IA, RI, UT, VT, and WI, may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you choose a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee.

GAP purchase from state-chartered credit unions in CO, MO, or SC may be canceled at any time during the loan and receive a refund of the unearned fee.

GAP purchase from state-chartered credit unions in IN may be without a refund provision. If the credit union offers a refund provision, you may cancel at any time during the loan and receive a refund of the unearned fee.

2Payment protection products include debt protection products available through the credit union and MEMBER’S CHOICE® credit life and credit disability insurance underwritten by CMFG Life Insurance Company. Your purchase of Member Protection Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement, for a full explanation of the terms of Member Protection Plus. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid. DPGAP-0813-5B06, CUNA Mutual Group 2014, All Rights Reserved.

3Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA , and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Replacement parts may be used or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.

Products / Services Offered By Third Parties / Affiliates: Any financial, investment, warranty, credit insurance or other products or services (“products”) which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing; such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between the party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.