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loans & Mortgages
Whether you're in the market for an automobile, an armoire, or an Australian vacation, our low interest rate loans can help you with these purchases. At Georgia's Own, we want to lend you the money you need.

Our Loans are a perfect 10!
We've got 10 great reasons to borrow from Georgia's Own Credit Union!

1. Apply for a loan 24/7 over the phone or on-line.
2. No application fees.* No prepayment penalties.
3. Payroll deduction or automatic transfer of payments from your Georgia's Own account.
4. Great rates!
5. MEMBER'S CHOICE® payment protection available on all consumer loans.**
6. Optional extended warranties available on auto loans.
7. We will package a loan according to a member's needs and requests.
8. Georgia's Own is convenient and local.
9. Personal service. We do not charge you to speak with a Georgia's Own representative in a branch or over the phone.
10. FREE Home Banking and eStatements.

To be eligible for a loan with Georgia's Own, you must be a member and be at least 18 years of age. If you aren't currently a member but qualify for membership, we can open your account at the same time that we process your loan.

Applications are fast and easy under the LoanLiner Credit Plan. LoanLiner is Georgia's Own streamlined lending plan that provides you with the optimum choice in credit. And, with LoanLiner, a variety of consumer loans are available to you quickly and easily with more flexibility than ever before. Establish your LoanLiner Credit Plan now, so that when you need a loan in the future, all you have to do is call us, fax us, or visit one of our branch offices to let us know how much you need, and your loan will be processed with little or no paperwork.

Or, if you are ready to apply for a loan now, just click loan applications. If you want to speak to a loan officer directly, call (404) 874-1166 or (800) 533-2062. Loan Officers are available 24 hours a day, 7 days a week.

For immediate loan assistance, you can also contact us by:
• Stopping by any Georgia's Own Branch Office
• Calling TELE-TALKPlus 24 hours a day, 7 days a week at (404) 874-0242 or (800) 533-3817 (listen for loan options)
• Fax at (404) 881-2950


* Application fees do apply to mortgage loans.

** MEMBER'S CHOICE® Credit Life and Disability payment protection can be important supplements to your current financial protection plan. In case of death or a disabling illness or injury, this protection frees your family's income for living expenses-helping to maintain the quality of life you've worked so hard for. It also protects your loan collateral and good credit rating. The payment protection can be rolled into your loan amount without increasing your monthly payments. Plus, you only buy enough protection to cover your loan balance. The premiums end once the loan is paid off. Contact a Georgia's Own representative for complete information on the payment protection and a 30 day "free look".