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Georgia's Own has several checking
(sharedraft) accounts designed to meet individual needs of our members.
If you are a member ($5 in base savings account), you can complete
an online application for one of the following checking accounts:
All Access Checking
Get access to the most competitive checking account features in the
market with Georgia's Own All Access Checking!
• No Monthly Service Fee – saves you money
• Free/Unlimited ATM Transactions* – quick
and easy access to
your money
• 45,000 Surcharge-Free ATMs – added convenience and value
• No Direct Deposit/Minimum Balance Requirements – no
hassle,
no strings
• Overdraft Privilege up to $800** – avoids expense and
embarrassment
of bounced checks
• Free Web Bill Pay, Home Banking and eStatements – 24/7
convenience
• Dividends Paid on Every Dollar – value and the opportunity
to save more
money
• Free First Order of Checks – added value
• Easy Online Switch Kit – quick and easy transition
*Other fees may apply.
** Overdraft Privilege is available to members 18 and over who are in good standing
with the Credit Union. Restrictions do apply.
Club T Checking
In additon to the same features as All Access Checking:
•
Checking account for Club T members ages 15-22; up to 24 with valid student
ID
• For members ages 15-17 a parent must be a joint owner on the account
• First 50 checks free
• Check out our Students Section
Golden Bell® Checking
In additon to the same features as All Access Checking:
•
Checking account for members of Golden Bell program - Retirees or Members 50+
• Free checks for one Golden Bell checking account (certain wallet styles)
• Free microfilm copies of canceled checks (five per year)
Payroll Deductions/Direct Deposit can save you time and the
hassle of standing in line to deposit your payroll checks or other recurring
checks. Most employers
will allow you to have your paycheck sent directly to Georgia's Own through the
ACH (Automated Clearing House). Many even require it. Check with your payroll
department. If
your spouse is joint on your checking account and their employer can make ACH
deposits, their payroll check can also be deposited to your checking account.
Call Member Services for complete details.
Georgia's Own also provides the Quick Start Direct Deposit enrollment
of all Federal Payments, Social Security, VA, Railroad Retirement and others.
Through
this program, signing up for direct deposit is quick and easy. If you are retired,
check into Georgia's Own Golden Bell Program, which offers
free checks with
your Golden Bell checking account plus other great benefits.
Pre-Authorized Debits can be arranged to pay recurring monthly
bills, such as your mortgage, insurance, or utility bills. You make these arrangements
directly
with the company receiving your payment. You will need Georgia's Own routing
and transit number, which you can get by calling our Member Services Department
at (404) 874-1166 or (800) 533-2062. |
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